I’ve located 5 sites that I found fairly accessible and basically free to use, although there are many others out there that ask for money. But there is no need to pay anything when you have 5 sites like these that offer free printable Christmas cards.
The site has 38 different styles of cards, featuring cute, festive and colorful holiday drawings. Some layouts are color intensive, so they may not print well on regular typing paper.
Another linked page on the site enables you to add a photo to one of eight printable Christmas card templates, featuring images of Santa Claus, snowflakes, snowman, Christmas tree, ornaments, winter scenes, and more. The size of these cards are 5×7, and are useful for Christmas card invitations, seasonal and personal greetings.